अनुक्रम ( छुपाये )
Fixed Deposit Interest Rates by Different Banks
Here is a list of some top banks offering Fixed Deposits for their regular as well as senior citizens:
|
Bank |
Tenure |
Interest Rates for General Citizens (per annum) |
|
SBI |
7 days to 10 years |
2.90% to 5.40% |
|
ICICI |
7 days to 10 years |
2.50% to 5.50% |
|
Punjab National Bank |
7 days to 10 years |
3.30% to 5.25% |
|
HDFC Bank |
7 days to 10 years |
2.50% to 5.50% |
|
Axis Bank |
7 days to 10 years |
2.50% to 5.75% |
|
Union Bank of India |
7 days to 10 years |
3.00% to 5.60% |
|
Canara Bank |
7 days to 10 years |
2.95% to 5.50% |
Fixed Deposit Rates Offered by Different Banks
1. SBI Fixed Deposit Interest Rates
SBI is one of the largest public sector banks in the country. SBI FD Rates will be revised as per the monetary policy announced by the Reserve Bank of India.
The following interest rates are applicable with effect for regular fixed deposits:
|
Period |
Interest Rate (Per Annum) |
Interest Rates for Senior Citizens |
|
7 days to 45 days |
2.90% |
3.40% |
|
46 days to 179 days |
3.90% |
4.40% |
|
180 days to 210 days |
4.40% |
4.90% |
|
211 days to <1 year |
4.40% |
4.90% |
|
1 year to <2 years |
4.90% |
5.40% |
|
2 years to <3 years |
5.10% |
5.60% |
|
3 years to <5 years |
5.30% |
5.80% |
|
5 years and up to 10 years |
5.40% |
6.20% |
SBI will pay a higher rate of interest for staff and pensioners. The interest rate will be 1% above the interest rate applicable to the general public. SBI senior citizen resident Indian pensioner will get the benefit of staff interest rate of an additional 1% plus the senior citizen interest rate of an additional 0.5%.
The interest rates will be applicable for fresh deposits and renewals of maturing deposits.
2. ICICI Bank Fixed Deposit Interest Rates
|
Period |
Interest Rate (Per Annum) |
Interest Rates for Senior Citizens |
|
7 days to14 days |
2.50% |
3.00% |
|
15 days to 29 days |
2.50% |
3.00% |
|
30 days to 45 days |
3.00% |
3.50% |
|
46 days to 90 days |
3.00% |
3.50% |
|
91 days to 184 days |
3.50% |
4.00% |
|
185 days to 289 days |
4.40% |
4.90% |
|
290 days to 364 days |
4.40% |
4.90% |
|
390 days to 17 months 29 days |
4.90% |
5.40% |
|
18 months to 2 years |
5.00% |
5.50% |
|
1 year to 389 days |
4.90% |
5.40% |
|
2 years 1 day to 3 years |
5.15% |
5.65% |
|
3 years 1 day to 5 years |
5.35% |
5.85% |
|
5 years 1 day to 10 years |
5.50% |
6.30% |
ICICI Bank offers 0.5% additional interest for senior citizen fixed deposit receipts. The interest rates are different for domestic, NRO, and NRE deposits. The interest will also differ based on the amount.
ICICI Bank offers fixed deposits with withdrawal options and without withdrawal options. There will be little higher interest for fixed deposits without a withdrawal option.
For NRE deposits, the minimum tenure is 1 year and the maximum tenure is 10 years.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
3. Punjab National Bank Fixed Deposit Interest Rates
|
Period |
Interest Rate (Per Annum) |
Interest Rates for Senior Citizens |
|
7 days to 14 days |
3.00% |
3.50% |
|
15 days to 29 days |
3.00% |
3.50% |
|
30 days to 45 days |
3.00% |
3.50% |
|
46 days to 90 days |
3.25% |
3.75% |
|
91 days to 179 days |
4.00% |
4.50% |
|
180 days to 270 days |
4.40% |
4.90% |
|
271 days to 364 days |
4.50% |
5.00% |
|
1 year |
5.10% |
5.60% |
|
1 year 1 day to 2 years |
5.10% |
5.60% |
|
2 years 1 day to 3 years |
5.10% |
5.60% |
|
3 years 1 day to 5 years |
5.25% |
5.75% |
|
5 years 1 day to 10 years |
5.25% |
5.75% |
4. HDFC Bank Fixed Deposit Interest Rates
|
Period |
Interest Rate (Per Annum) |
Interest Rates for Senior Citizens |
|
7 days to 14 days |
2.50% |
3.00% |
|
15 days to 29 days |
2.50% |
3.00% |
|
30 days to 90 days |
3.00% |
3.50% |
|
91 days to 6 months |
3.50% |
4.00% |
|
181 days to 364 days |
4.40% |
4.90% |
|
1 year |
4.90% |
5.40% |
|
1 year 1 day to 2 years |
4.90% |
5.40% |
|
2 years 1 day to 3 years |
5.15% |
5.65% |
|
3 years 1 day to 5 years |
5.30% |
5.80% |
|
5 years 1 day to 10 years |
5.50% |
6.25% |
5. Axis Bank Fixed Deposit Interest Rates
Axis bank offers a fixed deposit facility online or offline. The interest rates are based on tenure and amount. For senior citizens, the bank pays a higher rate of interest at 0.65% above the regular deposits.
|
Period |
Interest Rate (Per Annum) |
Interest Rates for Senior Citizens |
|
7 days to 14 days |
2.50% |
2.50% |
|
15 days to 29 days |
2.50% |
2.50% |
|
30 days to 89 days |
3.00% |
3.00% |
|
90 days to less than 6 months |
3.50% |
3.50% |
|
6 months to less than 365 days |
4.40% |
4.65% |
|
1 year to less than 18 months |
5.10% |
5.75% |
|
18 months to less than 2 years |
5.25% |
5.90% |
|
2 years to less than 30 months |
5.40% |
6.05% |
|
30 months to less than 3 years |
5.40% |
6.05% |
|
3 years to less than 5 years |
5.40% |
6.05% |
|
5 years to 10 years |
5.75% |
6.50% |
6. Union Bank of India Fixed Deposit Interest Rates
|
Period |
Interest Rate (Per Annum) |
Interest Rates for Senior Citizens |
|
7 days to 14 days |
3.00% |
3.50% |
|
15 days to 30 days |
3.00% |
3.50% |
|
31 days to 45 days |
3.00% |
3.50% |
|
46 days to 90 days |
3.75% |
4.25% |
|
91 days to 120 days |
4.25% |
4.75% |
|
121 days to 180 days |
4.30% |
4.80% |
|
181 days to 364 days |
4.50% |
5.00% |
|
1 year |
5.25% |
5.75% |
|
1 year 1 day to 2 years |
5.30% |
5.80% |
|
2 years 1 day to 3 years |
5.50% |
6.00% |
|
3 years 1 day to 5 years |
5.55% |
6.05% |
|
5 years 1 day to 10 years |
5.60% |
6.10% |
7. Canara Bank Fixed Deposit Interest Rates
|
Period |
Interest Rate (Per Annum) |
Interest Rates for Senior Citizens |
|
7 days to 45 days |
2.95% |
2.95% |
|
46 days to 60 days |
3.90% |
3.90% |
|
61 days to 90 days |
3.90% |
3.90% |
|
91 days to 120 days |
4.00% |
4.00% |
|
121 days to 179 days |
4.00% |
4.00% |
|
180 days to 364 days |
4.45% |
4.95% |
|
1 year |
5.20% |
5.70% |
|
1 year 1 day to 1 year 364 days |
5.20% |
5.70% |
|
2 years to 2 years 364 days |
5.40% |
5.90% |
|
3 years to 10 years |
5.50% |
6.00% |
